Both China Merchants Bank and Bank of China can do it.
The serviced apartment can borrow from the bank, and the mortgage rate is about 70% of the appraised value. The longest service life is 10 years according to your personal situation. The conditions of mortgage loan are: legal status; Have a stable economic income, have the ability to repay the loan principal and interest, and have no bad credit record; There is a legal and valid purchase contract.
Which banks can do Hangzhou real estate mortgage loan?
Banks such as China Merchants Bank and Bank of China can do it. Buying a house in Hangzhou requires that you have obtained a real estate license, and you can apply for a bank loan, regardless of the purpose, age and difficult problems.
The collateral of Hangzhou real estate mortgage loan includes ordinary houses, villas, quadrangles, office buildings, shops, merchants, large and medium-sized commercial houses, industrial houses, land and projects under construction.
Required information, personal property mortgage-real estate license, ID card, marriage certificate, etc. Mortgage of real estate under the company's name-real estate license, land certificate, business license, articles of association, resolutions of shareholders' meeting, etc.
Extended data:
Hangzhou real estate mortgage loan provides financing services for homeowners in Hangzhou. As long as you have real estate in Hangzhou or other cities, you can apply for small unsecured credit loans for mortgaged houses and full houses. Mortgaged house: As long as you have a mortgaged house nationwide and the repayment period is more than 1 month, you can apply for a small unsecured credit loan for your work or enterprise in Hangzhou.
The font of China Merchants Bank is "Xian Baozi", which was inscribed by Mr. Qin Sheng, then the chairman of Guangdong Calligraphers Association and 87 years old. 1987. Mr. Qin _ Sheng (1900 ~ 1990) is good at both writing and writing numbers, especially studying famous monuments in the Eastern Jin Dynasty, and once wrote Ten Unique Books, which is particularly valuable.
Therefore, anyone who knows a little about calligraphy will find that the word "China Merchants Bank" and "Xianbaozi Monument" are similar to forcing Xiao. The word "China Merchants Bank" written by Qin Shengsheng has won the charm of "Xianbaozi Monument", but it is stronger and more energetic than it. The four words are childish and simple, strong in proper limit, noble in temperament and full of personality, which makes people unforgettable.
China Bank strictly abides by the laws and regulations of the Company Law, the Commercial Bank Law and other regulatory authorities, and based on its own practical experience in corporate governance, constantly formulates and updates normative documents on corporate governance, improves the modern corporate governance structure constructed by shareholders' meeting, board of directors, board of supervisors and senior management, and constantly improves the level of corporate governance.
China Bank is one of the loan banks with strict requirements, and almost all developers are carrying out loan business. Generally, bank loans in China require buyers to provide relatively strict certification procedures.