The customer service said that it was no problem for the investment to be overdue for 4 days.

Yes, no problem, as long as the repayment is timely. If the credit card is overdue for a short time, voluntary repayment is malicious. Under normal circumstances, the credit report will not be submitted after communicating with the credit card customer service and explaining the reasons for overdue. You can check the credit report in a few days. If the loan is not returned on time at China Merchants Bank (the deduction is insufficient on the day of deduction), overdue records will be generated, which will be uniformly entered into the credit information system by the central bank. As it is necessary to check the credit status when applying for a loan or credit card in the future, it is recommended to keep a good repayment record (whether there is any impact after the audit needs to be confirmed with the handling agency of the subsequent business). Overdue credit card of China Merchants Bank will generate liquidated damages and interest, which will affect personal credit.

Extended information:

1. The results of the "20 17 International Retail Financial Services Excellence Award" sponsored by Asian Banker were announced. Won the "Best Retail Bank in China" for the eighth time and the "Best Joint-stock Retail Bank in China" for the thirteenth time. In the same year, it was awarded six awards by Asian Banker, such as the best joint-stock trading bank in China, the best joint-stock cash management bank in China, the best custodian bank in China, the best financial supply chain management project in China, the best cash management project in China and the best fund management service center in China.

2. The font of China Merchants Bank is "Xianbaozi", which was inscribed by Mr. Qin Shenglao, then the chairman of Guangdong Calligraphers Association and 87 years old. 1987. Mr. Qin Sheng (1900 ~ 1990) is good at reading and writing in various styles, especially at the study of the famous monument of the Eastern Jin Dynasty, The Mantou Monument. He once wrote a collection of bread crumbs and buns. His buns are very interesting, so they are well known. Therefore, as long as you have a little understanding of calligraphy, you will find that the word "China Merchants Bank" and "Xiaolongbao Monument" have the same effect. The word "China Merchants Bank" written by Qin Shengsheng has won the charm of "the monument of steamed stuffed bun", but it is more vigorous than it. The four words are childish and simple, with strong sense of official, ancient temperament and rich personality, which makes people unforgettable.

3. The customer's relevant credit information will be recorded in the personal credit database and become a part of the credit record. The penalty is 5% of the unpaid minimum amount, and the minimum amount is RMB 65,438+00 or USD 65,438+0 yuan. Interest is charged from the settlement date (usually the day after consumption), and 0.05% interest is charged every day until you pay it off. In order to avoid affecting your personal credit, it is recommended that you repay on time. If it is inconvenient to pay in full, please pay the minimum amount on time. If the credit card of China Merchants Bank is overdue, it will face the following consequences: the personal credit record will be affected, and you can only apply for increasing the credit card limit or handling other credit business in the future. In addition, overdue records will be recorded in personal credit records until the arrears are paid off for 5 years.