What does the card of China Agricultural Bank look like?

On the top left of the front of the card, there are the words Agricultural Bank of China, and on the front, there are words such as card number.

I. China Agricultural Bank Card

The cards of Agricultural Bank of China can generally be divided into debit cards. Credit card. Quasi-credit card

Jinsui Debit Card is a physical medium payment tool issued by Agricultural Bank of China, and overdraft is not allowed. Jinsui Debit Card is used in People's Republic of China (PRC) and other designated countries and regions.

Jinsui Debit Card is a financial payment tool issued by Agricultural Bank of China, which has all or part of functions such as cash deposit and withdrawal, transfer settlement, consumption and wealth management. Focusing on the needs of users, Jinsui Debit Card has formed a multi-level product system, including: Jinsui Debit Card General Card, Jinsui Debit Card Gold Card, Jinsui Debit Card VIP Card, Jinsui Star Block Card and Jinsui Campus Card.

Jinsui Debit Card, relying on a strong service network and rich service channels, serves the daily financial needs of most people in China and becomes an indispensable financial partner for cardholders.

Credit cards are divided into quasi-credit cards and credit cards. Jinsui Credit Card is a credit payment tool issued by Agricultural Bank of China. It gives cardholders a certain credit limit, within which they can spend first and then repay, and enjoy an interest-free period for a certain period of time. It has the functions of consumer credit and cash advance.

Among them, credit cards are divided into quasi-credit cards and credit cards, debit cards are divided into national and local issuance, co-branded cards are classified according to the industry to which the joint unit belongs, and various cards are launched according to the issuance time.

Second, the classification of bank cards

1, debit card

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

Debit card can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the current deposit. When spending or withdrawing money, the funds are directly withdrawn from the savings account. Debit cards usually require a password when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.

2. Credit card

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

credit card

Credit card, usually called credit card, refers to the credit card that the issuing bank gives the cardholder a certain credit line, within which the cardholder can spend first and then repay. It has the following characteristics: consumption before repayment, interest-free repayment period (up to 56 days), minimum repayment amount, and repayment by installments when customers overdraw. Customers need to pay a certain annual fee to the bank they apply for, and each bank is different.

Semi-credit card

Quasi-credit card is a single-currency single-account credit card, with interest-bearing deposits in RMB, which is used for credit card consumption, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption, online banking transactions and so on. When the balance of credit card consumption and cash withdrawal account is insufficient to pay, the cardholder can overdraw consumption and cash withdrawal within the specified limited credit limit and charge a certain interest. There is no interest-free repayment period.