① The drawer records "non-transferable".
the drawer writes the words "non-negotiable" on the bill, and the bill is not negotiable. If the payee or the holder transfers a bill for which endorsement is prohibited by the drawer, the transfer will not be effective in the law of negotiable instruments, and the drawer and acceptor will not be liable for the bill to the transferee.
② legal transfer endorsement is prohibited.
bank drafts, cashier's checks and cash checks marked "cash" shall not be transferred by endorsement.
Extended information:
Format of transfer endorsement
According to the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Negotiable Bills
Article 49 If the endorser fails to record the name of the endorsee, the holder shall record his name in the column of the endorsee of the bill, which has the same legal effect as that recorded by the endorser.
explanation 1. if the endorser writes the word "non-negotiable" on the bill of exchange, and the subsequent endorser negotiates it, the original endorser will not be liable for the subsequent endorsee.
explanation 2 endorsement shall not be conditional. If there are conditions attached to the endorsement, the attached conditions have no effect on the bill, and the endorsement is still valid, which makes the endorsement
Baidu Encyclopedia-endorsement transfer.