The endorsement process of bank acceptance bills involves a series of specific operations. First of all, the back of the bill is usually pre-designed with an endorsement column to clearly indicate the transfer of rights to the endorsee, with areas for the names or company names of the endorser and endorsee to be filled in. When endorsing, the endorser needs to sign with the company's financial seal and corporate seal in the designated "Endorser's Signature" column, and indicate the endorsement date. What is important is that the endorsement chain should be continuous, the previous endorser should be the later endorser, and the name of the former company must match the financial seal information of the later endorser.
At the legal level, Article 74 of Chapter 2 of the "Payment and Settlement Measures" stipulates that there must be a real transaction or creditor-debt relationship between companies using bank acceptance bills, which restricts individual acceptance and transfer. Instruments transferred by endorsement must have continuous endorsement records in accordance with Article 33 of the Negotiable Instruments Law, and sufficient evidence must be provided to prove rights to instruments not obtained through endorsement.
In actual operation, if there are endorsement problems caused by errors in filling in the settlement voucher, such as the entrusted beneficiary bank does not match or the voucher is filled in incorrectly, the payment can be resolved by correcting the error and submitting relevant certificates to the accepting bank. However, if there are multiple endorsements for entrusted collections due to errors in filling in the endorsements, proof of continuity of endorsements needs to be provided one by one from the previous parties who legally obtained the endorsements to ensure sufficient evidence, and the accepting bank will also handle it.