In order to help you better understand this product and draw a conclusion whether it is suitable for you, let's analyze this product for you, and first take a look at its safeguard diagram:
Anxingbao tu.png
As can be seen from the above figure, the security content of Anxingbao's old-age security is still relatively rich, so is it suitable for everyone to insure? Senior sister suggests that you read the following before making a decision. You can also look at this insurance knowledge prepared by your senior sister first, which can provide great help for you to buy insurance: super comprehensive! Everything you want to know about insurance is here.
1. The guarantee is rich in content.
The protection provided by Anxingbao pension insurance is very eye-catching. Take traffic accident tools, civil aviation traffic accidents and accidental death/total disability insurance of major natural disasters as examples. If an accident stipulated in the contract occurs, resulting in the death/total disability of the insured, you can get insurance money.
You know, generally speaking, most old-age insurance only provides life insurance and death/disability insurance, and Anxingbao old-age insurance has added these guarantees on this basis, which can be said to provide consumers with all-round protection, especially for people who often need to travel by various means of transportation.
2. The payment ratio of expired survival insurance is low.
In fact, the full-term premium payment of Anxingbao's two all risks is relatively low. You may not have a very intuitive feeling just by looking at the contents in the picture. Let's take a look at the example of senior sister.
Take the 30-year guarantee period as an example. If the premium of 6.5438+0.5 million yuan is paid, the maturity insurance premium that can be obtained after 30 years is only 6.5438+0.8 million yuan, only 30,000 yuan more than the original.
Generally speaking, this product is relatively general. Senior sister suggested that you can look at other products again. If you don't know which insurance is right for you, you can also read this article: which insurance is good and how to buy it is cost-effective, and teach you how to avoid these pits of insurance.
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