1, rational planning of pension funds
Reasonable planning of pension fund is the key to ensure the quality of retirement life. Retirees with savings should make an appropriate pension budget according to their age, health status and family burden. The budget should include daily living expenses, medical care expenses and unexpected expenses. In addition, due consideration should be given to investment and financial management to increase the income of pension funds and ensure the long-term steady appreciation of funds.
2. Establish and improve the medical security system.
With the growth of age, health problems become increasingly prominent. Retirees should pay attention to medical security and ensure stable medical security. On the one hand, it is necessary to understand and make rational use of social medical insurance systems, such as medical insurance for urban and rural residents and medical insurance for employees; On the other hand, according to their own needs and economic conditions, they can buy certain commercial medical insurance as a supplement to social medical insurance to reduce the family medical burden.
3. Enrich old age and cultivate hobbies.
Retirement is not only to protect the basic needs of life, but also to improve physical and mental health and happiness. Retirees can plan entertainment, fitness, travel and other activities in advance to enrich their lives. At the same time, cultivate hobbies, such as calligraphy, painting, singing and playing chess. , so that life in later years is more substantial and meaningful.
Anti-fraud methods for the elderly
1, enhance the awareness of prevention: the elderly should be alert to fraud. Don't believe strange phone calls, text messages and online information, ask more questions, compare more, and don't disclose personal information easily.
2. Pay attention to news and cases: By paying attention to news and cases, you can understand the current popular fraud methods and improve your own prevention ability.
3. Refuse to be greedy and cheap: Don't believe in the so-called temptations such as high returns and free gifts, and avoid falling into the trap of investment and wealth management and health care products consumption.
4. Carefully participate in investment: If there is investment demand, you should know investment knowledge, carefully choose investment channels, don't trust others' recommendations, and avoid blind investment.
5. Protect personal information: Don't disclose your ID number, bank account number, password and other personal information to strangers at will to avoid personal information being leaked.