When it comes to festivals, businesses and children are always the happiest. Especially during the Spring Festival, not only many children can have fun, get all kinds of gifts, but also get a lucky money. According to relevant data, there are 350 million families in China. Even if families with children under 6 years old and children over 22 years old and families without children account for 1 billion, assuming that the remaining 250 million families have only 1 child, and get lucky money from grandfathers, grandmothers, grandfathers, uncles, aunts, even if each child receives 50 yuan on average, this figure will exceed 1 billion yuan. Some children get lucky money or even tens of thousands of yuan. How to use a large sum of money at once is not only a personal problem for children, but also a problem that many families must face. During the Spring Festival, the reporter interviewed some students and parents randomly to hear what they planned to do with the lucky money. Junior boy Wang Xuan, 2 1 year old. His hobbies are movies, music and computer games (not online games). Lucky money: yuan, of which yuan is given by parents. Arrangement: There is no clear arrangement at present. I don't have any income myself. I usually rely on the living expenses given by my parents. It should be said that I am relatively well off. Lucky money is usually saved for a rainy day. It may be used for some favorite things (usually electronic equipment) or as travel expenses in the future. I am a changeable and easily bored person, and I will soon dislike everything I have come here. Therefore, holding money for purchase can bring me more beauty. Insensitivity to fashion is also one of the reasons why I tend to save money. Interview time: Xiao Xing, a senior one boy from Ritan Middle School, on the second day of the first month. Personal hobbies: computer and basketball. Lucky money: yuan arrangement: play, save. Interview time: Dai Xinxin, a junior girl from Capital Medical University, 2 1 year old. Her hobbies are music, reading and sports. Lucky money: yuan arrangement: meal fee, meal fee, transportation fee and appropriate entertainment consumption. Interview time: Xing Yiqing, senior male, age 2 1, the fourth day of the first month. Lucky money: yuan arrangement: I don't need any money at ordinary times, so I plan to save it. Interview time: Wang Teng, 166 Senior 1 boy, 16 years old. His hobbies are calligraphy, basketball and computer. Lucky money: yuan arrangement: most of them are going to be deposited in my bank card, so that I can think of what I need in the future and don't want to ask my parents for money. And a recharge card. You have grown up, you should ask your parents for money as little as possible. Interview time: Yan Haotian, a third-grade boy from Shi Jia Primary School, was on the fifth day of the first month. Personal hobbies: Go and piano. Lucky money: yuan arrangement: I will use yuan as a microscope, and the remaining yuan has not been decided yet. It can be used to pay tuition or to listen to my mother's arrangement. Last year, I donated RMB lucky money to a brother who had a hard life. It was my mother's suggestion, which I think is very meaningful. Interview time: Li Wei, a third-grade girl from Hujialou Central Primary School, is on the fifth day of the first month. Her personal hobbies are swimming and skating. Lucky money: yuan arrangement: part of it is for parents' birthdays, such as giving carnations on Mother's Day and cupcakes on Father's Day. In another part, give your family some potted flowers, a fish tank or a turtle. Interview time: 55 Liu He, a boy from Grade One Middle School, is on the fifth day of the first month. Personal hobby: basketball. Lucky money: yuan arrangement: school supplies, daily expenses. Interview time: Du Chen, a ninth-grade girl from Jingshan School, is on the fifth day of the first month. Her hobbies are music, reading and sports. Lucky money: yuan arrangement: buy study, daily necessities and classmates' birthday gifts; As a fee for going out to play with classmates; The usual pocket money, the rest in the bank. Interview time: Zhao Yaxin, a boy from Langfu Middle School in Xiji Town, Tongzhou District, on the sixth day of the first month. His personal hobby is playing football. Lucky money: yuan arrangement: go shopping in the county. Interview time: On the sixth day of the first month, parents treat Ms. Zhang, a community worker, with a child 15 years old and a lucky money of RMB. She thinks that because the family is not rich, the money should be used to pay for the children's tuition. Mr. Li in rural Henan province opened a bicycle shop himself, and his son got RMB lucky money this Spring Festival. He believes that now that the economic conditions are good, children can arrange books and the like. Mr. Cheng is a native of rural Hubei. He and his two younger brothers opened a fruit stand in a prosperous area, and he is the father of three children. He thinks that children in rural areas don't have as much lucky money as children in cities, that is, each person has a year 10-20 yuan. I hope that children can control themselves and facilitate consumption. Ms. Wan is an insurance practitioner, and her son is three years old. She has a lucky money in RMB. Before last year, all the lucky money was saved by her parents. This year, her son began to hug himself. She wants her children to buy healthy CDs, their favorite books and food with lucky money. Ms. Yu, the printing boss, has a daughter who is a sophomore in finance and economics. I hope my daughter can save it herself and let the children arrange it themselves. Wang Chuanwei, male, retired cadre of public institution, has three grandchildren. He believes that because most families are only children and there are many elderly people, children get more lucky money. It's best not to spend it all at once, leave some and buy school supplies in a planned way. Parents can help the staff. If children spend too much money at once, it is easy to have problems. (Gong Jian) Lucky money has many negative effects. Professor Wang Xiangnan, a psychologist: The lucky money reflects adults' wishes for their children's future. It pays attention to the meaning behind money, but now people pay more and more attention to money itself, and the meaning behind money is blurred. In fact, the initiative of the lucky money is in the hands of adults, who can confidently refuse the unreasonable demands of their children and adopt other ways to replace the lucky money. Because many children will spend money quickly after they get it, completely ignoring the hard work of adults to make money. Under the temptation of lucky money, many students have formed an adult consumption tendency. The adult consumption habit of blindly following the trend will lead to the abnormal development of teenagers' consumption psychology over time, which will not only interfere with teenagers' study and life, but also easily make them develop the bad habit of comparing with others and being vain. In the long run, it will even affect their outlook on life and values. Deng Lidong, an expert on children's mental health: Parents with poor family circumstances should educate their children to use the lucky money for next semester's tuition; If the family has money, let the children develop the habit of saving money and let them learn to manage money from an early age. Parents can also guide their children to spend money on helping others, such as subsidizing disabled people and people with poor families, so that children can learn to care about others and do things beneficial to society from an early age! Parents should change the way of giving lucky money to their children, and replace them with insurance, books, or computers and software. In order to prevent the formation of a comparison atmosphere, relatives and friends can also unify their caliber and give children as many lucky money, which will not form a comparison atmosphere for children. In addition, many parents think that confiscating lucky money is the safest way, but children usually resent this practice, but it is self-defeating. In fact, many foreign banks have launched financial management plans for teenagers and even children. Parents can follow this practice and guide their children to make a financial plan on how to use the lucky money. The earliest lucky money in history The earliest lucky money in China is called winning money, or winning big money. This kind of money is not superficial currency, but a coin-shaped exorcism for wearing and enjoying. This kind of wearing goods in the form of coins first appeared in the Han Dynasty. Twenty-six volumes of Zi Tong Zhi Jian in the Tang Dynasty recorded that Yang Guifei gave birth to a son. "Xuanzong personally saw it and gladly gave it to her." The money for washing children mentioned here is not only a congratulatory message, but also an amulet given to newborns by their elders to ward off evil spirits. After the Song and Yuan Dynasties, the Year of Yanjing recorded the lucky money in this way: "Use colored ropes to thread money, weave it into a dragon shape, and put it at the foot of the bed, which is called lucky money. The elders give their children lucky money. " During the Ming and Qing Dynasties, most lucky money was given to children with red ropes. Later, it evolved into wrapping a hundred copper coins in red paper, which means "long life." How much do you know about holiday filial piety consumption? Every festival, especially the Spring Festival, is the peak of consumption. Honoring parents and elders is the traditional virtue of our Chinese nation. How much will you spend to honor your elders and parents during the Spring Festival? The reporter is interviewing some people. Interviewee: Mr. Shi, 34 years old, taxi driver, with a monthly income of about RMB. I'm going to spend-yuan for my parents, because my father and my father-in-law are heavy smokers. I want to buy some cigarettes and wine for my father and father-in-law, order some tea and give some pocket money to my two mothers. They can go as they want. Interview location: In the taxi Interviewee: Mr. Bu, 28 years old, unmarried, manager of Dacheng Restaurant, with a monthly income of RMB. Honor parents with cash during the Spring Festival. Interview location: Dachengjia Restaurant Interviewee: Miss Wu, 25 years old, a staff member of Beihai Park, with a monthly income of RMB. Every dollar is given to both parents, every dollar is given to grandparents, playing mahjong with grandparents, and all the money won is given to the elderly. Interview location: Beihai Park Interviewer: Miss Shi, 23 years old, an employee with a monthly income of RMB. Huayuan, send some food, supplements and clothes to grandparents, parents and relatives. Interview location: Beihai Park Interviewee: Miss Zhang, 23 years old, gardener, with a monthly income of RMB. Spend about RMB, send blood pressure monitor, oxygen generator, cake, Tang suit and cotton-padded jacket to the elderly. Interview location: Beihai Park Interviewee: Miss Zhang, 20 years old, an employee of a public institution with a monthly income of RMB. Huayuan, buy gifts, clothes and supplements for elders and invite them to dinner. Interview location: Beihai Park Interviewee: Mr. Wu, an Anhui native, aged 56, is a property security guard in Huawei Xili Community, Chaoyang District, with controllable monthly income. It costs about yuan to light cigarettes, tables and drinks for parents. According to the data, there are about 65438+300 million elderly people over 65 years old in China. In other words, the total number of elderly people accounts for 10% of the total population of China, and the problem of social aging is inevitable. Respecting, caring, supporting and helping the elderly has become an important part of building a harmonious society. In fact, many old people don't need their children's money. They have their own pension or pension. However, the needs of the elderly are not the same thing, and filial piety to children and filial piety to elders are another matter. According to media reports, the consumption of filial piety in Britain on Mother's Day increased by 654.38+04 billion pounds. With the improvement of living standards, China is spending more and more on filial piety. Some take their parents to the city for physical examination and provide medical insurance for their parents; Some take their mothers to do hairdressing and go shopping; Some take their parents to travel to major scenic spots and so on. It doesn't matter how many flowers are spent. It is important to have filial piety, conscience and a grateful heart. (field report)
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.