If I am better than others, what do I need money for? If I am better than others, then why do I keep money? What do I mean?

The original text is: "Children and grandchildren, like me, are talented and talented when they have money, which will damage their ambition. My children and grandchildren are not as good as me. What do you do with money? Foolish wealth will benefit you. "

If my descendants are as capable as I am, I don't need to leave them money. Being able and rich will kill his fighting spirit. If my children and grandchildren are incapable, I don't need to leave him money. Stupidity and wealth will increase his mistakes. "

Compare and you will know the meaning of this sentence.

Thank you. I hope so.