Many times, people don't care so much: how much you must earn in this life seems almost enough.
However, sometimes this is a way to muddle along without a clear wealth goal. When people reach middle age, they find that the wealth accumulated in the first half of their lives seems insufficient, and then they fall into great anxiety.
When this kind of anxiety comes, some people choose to break out (for example, Huige, who I have been paying attention to), adjust their career direction or start learning about investment and financial management; Some people may accept their fate, so that their working and living conditions are getting worse and worse!
During my two and a half years as an insurance broker, I found such a rule: all friends with good financial management generally have clear life goals and plans; And friends whose life direction or career direction is not so clear, their wealth level is mostly poor.
In fact, in the same dividend era, some people seized the opportunity given by the times and lived a relatively rich life; And some people may just bury their heads in walking, ignoring the importance of opportunities and wandering freely on the road of life.
So how can we avoid the life state of random walk? I think it is actually a shortcut to make a good life financial planning from beginning to end!
For example, in our wealth sandbox game, the goal of going out of the circle is very clear, that is, to establish continuous non-labor income and make non-labor income higher than total expenditure. This very clear goal makes us clear what we want to achieve in the project of wealth, and it will also force us to improve our personal skills and value in order to achieve our goals.
In the process of achieving this goal, we often encounter various opportunities, fates and accelerated moments of life-further education, charity and health management, and of course we will inevitably encounter various risks.
The process of realizing financial freedom is actually the process of realizing self-worth. We should seize the opportunity to earn the first bucket of gold at the right time and continue to buy assets that create passive cash flow; We must also be able to bear risks, so that when extreme risks occur, there will be the risk of cash flow breakage or even bankruptcy.
In this wealth sandbox game, I have seen one life sample after another, and some players are still confused, confused and unable to understand the rules at the end of their lives; Some people quickly found the right position as soon as they got to the table, began to unite and cooperate, and finally led a group of small partners to get rich!
The differences behind this include cognitive differences, ability differences, lifestyle differences, and of course experience differences. When we can quickly iterate the gameplay of life, clearly understand the goals of each stage, and have the core ability to achieve the goals, this life game will smoothly play a sense of accomplishment and life value, and so on!
Even if you don't play out of the circle in the end, but you always know your stage and state, and don't give up the goal of out of the circle, then the probability will be good. At least you should have some passive income assets and good interpersonal relationships to make appropriate reserves for the rest of your life.
In fact, the most terrible thing is that I have been forced by fate to live an ignorant life. Life is full of risks and destiny, and there is no chance to make good use of people around you. In the end, there is no hope of going out of the circle, so I can only "lie flat".
However, everyone's life is only once, and a really smooth life is rare. The key is to grasp the opportunity and the wisdom and ability to deal with risks, in order to truly live a life of hundreds of years!
This kind of wisdom and ability to grasp opportunities and cope with risks is actually a part of life practice, and it is also the direction that needs special attention when planning life from the beginning.
Finally, if you clearly know how to plan your wealth, then your life blueprint is under control! After all, wealth is a part of the embodiment and result of life value!
I wish my friends a clear blueprint for wealth, control their lives in their own hands, get rid of the blindness of wandering and go to the peak of their lives!