Yes, compared with countries such as Europe and America, China people especially like saving money.
So, why is this?
First, save money for the elderly. Although the pension system in China is gradually improving, it is still not perfect. For many people, just relying on pensions.
Second, save money to raise children. China people have strong family values. In raising children, they are not only responsible for their living expenses and education expenses when they grow up.
Third, save money to prevent diseases. It is still a big problem that it is difficult and expensive to see a doctor now. It's better to have medical insurance, but it's really difficult to have no medical insurance.
Fourth, saving money is the consumption habit of China people. China people's consumption habits prefer to use savings for consumption.
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Of course, there is a more important reason, that is, China people have been deeply influenced by Confucianism and advocate a frugal lifestyle. Therefore, since ancient times, China people have been particularly fond of saving money.
However, when money banks were not popular, storage was a common way. However, there are many kinds of storage, and the ancient ways of storing money can be described as varied.
Contrary to the literal meaning, hoarding is not to hide money in a cellar, but to put money in bottles and cans and bury it deep underground. Most of the money stored in this way is gold and silver. China is very familiar with the allusion of "There is no silver here, 320", which is how the hero in his works hides money. In fact, this is the favorite way for ancient wealthy businessmen and local tyrants to hide money, because it is simple and convenient and unknown. Therefore, in archaeological work, archaeologists often find hoarded cultural relics.
In addition to burying money deep underground, the ancients also used similar "liangcang", "yancang" and "bicang". "Good storage" and "strict storage", as the name implies, are to put money in the cracks in the eaves, under the tiles, or tied to the beams. But the security of this storage method is very worrying, and few rich people are willing to hide their money in this way. In ancient times, thieves were also called "gentlemen on the beam", which shows that the beam is the most popular hiding place for thieves. Because the beam is a "high-incidence area" where thieves haunt, it is very inappropriate to hang money on the beam.
The thief sneaked into the room and hid on the beam. He saw the treasure hanging on the beam at a glance and stole something. Isn't it terrible? Or the thief climbed over the eaves and walked on the wall, stepping on a broken tile and finding it shining. It is not good to reach out and touch a few ingots of gold and silver. Therefore, compared with "beam hiding" and "eaves hiding", the method of "wall hiding" is much more ingenious. When building a house, make a sandwich on the wall and then hide the valuable treasure in the sandwich, which is safe and secure.
The allusion of "the legacy of Confucius' Wall" refers to that the descendants of Confucius hid valuable ancient books in the interlayer of the wall by "hiding the wall". During the period of Emperor Wu of the Han Dynasty, the palace was expanded and the raw materials were insufficient, so the idea of Confucius' ancestral home was put forward. In the process of demolishing Confucius House, Duke Lu dug up a large number of ancient books and bamboo slips from the wall, including Shangshu, Book of Rites, The Analects of Confucius and Chunqiu. Most people "hide" gold and silver on the wall, but Confucius' descendants collect books in this way, with an unusual style.
The way ancient people saved change was similar to the "piggy bank" used by children now. They put the copper coins in the jar and then take out the change when the jar is full. Unless there are special circumstances, the ancients usually waited for the jar to be full before opening it. So the ancient piggy bank is also called "piggy bank".
Speaking of it, Liang Zang and Yan Zang are not very safe, and wall Zang is too troublesome. So in most cases, the ancients used the method of "hoarding" to save money. There was no safe in ancient times, so some anti-theft measures must be taken when hoarding. The anti-theft measures stored in the cellar are similar to those in ancient tombs. In the preparation stage, the ancients would dig a deep pit in advance, put gold and silver treasures into jars, jars and vats, put them into the deep pit, and then decorate them.
Ancient cellar storage is not as simple as we understand. In the process of burial, safety, confidentiality, anti-corrosion and moistureproof should be considered. After all, precious calligraphy and painting, calligraphy and painting or deed of house may appear in the collection, and it is not appropriate to be bitten by insects, mice or mildew. The ancients generally hoarded in layers, one layer at the bottom of the pit, one layer after burial, and so on, up to four or five layers. Slates and bricks will be laid between each floor to make the structure more stable.
In addition, the ancients also mixed lime or glutinous rice paste into the soil layer to make the soil layer more solid and increase the difficulty of excavation. There was no concrete in ancient times, and the ancients mixed stones and tiles into the soil to play a role similar to concrete.
Why didn't the ancient cellar be filled layer by layer, but put it layer by layer?
Because after layered placement, even if thieves steal the cellar, they often only find the surface layer and ignore the lower layer. More subtly, the ancients usually earned a little and saved a little to save money. It is more convenient to put them in the floor. In addition, the location of the cellar is generally under the bedroom or pigsty or hut. Buried in the bedroom, you can patrol every day, which is more reassuring. Buried in toilets and pigsty can hide people's eyes and ears. Who would have thought that the owner would hide his treasure in a stinking place? The treasure of China National Museum, Wu Ding, the stepmother of Shang Dynasty, was hoarded before it was unearthed. People who hoard "stepmother Wu Ding" hide the precious wealth of this country under the toilet, which has been unknown for thousands of years.
The ancients had an extreme way to save money, but saving money was too troublesome, so few people used it. It is said that there was once a wealthy businessman in Shanxi. He felt that it was unsafe to hoard money underground, stuff it in a wall sandwich or deposit it in a bank. After careful consideration, Shanxi merchants came up with a wonderful way, which is to melt silver into juice and pour it into the floor. This technique is so unexpected that it completely destroys the thief's mind. Even if the thief finds the fallen silver, he can't take it away. But this method is very effective in preventing foreign thieves, but not very effective for domestic thieves. After the descendants of Shanxi merchants discovered the mystery of the floor, they pried open some silver with a knife every once in a while, and within a few years, they pried open the silver floor of Shanxi merchants.
Most people like to bury their wealth by hoarding. Sometimes the burrier dies before telling the secret to future generations, and this property becomes unknown. Many years later, when the ancestral home was sold, the new owner moved to a new house and broke ground to renovate the old house, the treasures left by the predecessors were often excavated and made a windfall. So when people move or demolish, they often dig three feet in the old house to reclaim the land in front of the house and find the wealth left by their ancestors.
From the historical materials, we can often see the records of ancient people's "treasure digging". "Meng Qian Bi Tan" years, recorded such a story:
In Luoyang at that time, many rich people liked to hoard gold and silver underground, which almost became an established rule, and everyone knew it. As the saying goes, "three generations are rich", and the descendants of the rich are often lazy black sheep. They spent all their money on the mountains, preferring to sell their ancestral property rather than dig up the treasures left by their ancestors. When selling the ancestral home, you will also ask the buyer for a "digging money".
Zhang Guan, a senior North Korean official, chose a mansion. When buying a house, the seller repeatedly asked him for this "digging money". Zhang Guan overpaid 1000 yuan, and the seller did not let go. At that time, the neighbors felt that Zhang Guan had lost a lot of money, but they didn't realize that Zhang Guan actually made a windfall when he expanded his house. It is said that Zhang Guan dug up a stone box containing hundreds of taels of gold. Besides buying a house and paying for "digging for money", Zhang Guan made a small profit.
According to legend, Su Dongpo had such an adventure:
Su Dongpo lived in Jinshan Temple when he was studying there. Young Su Dongpo is down and out, and even solving the problem of food and clothing is a problem. One day, Su Dongpo was bored in the shop and rummaged under the bed, actually letting him dig out a jar of money. But, Sue
Different from modern times, although paper money appeared in China a long time ago and has been circulating in the market since its appearance, the ancients were not interested in paper money. Perhaps it is because paper money, a currency with uncertain value, is far less real than "hard currency". Therefore, the ancients used other equivalent exchanges for quite a long time.
So, what is equivalent exchange? Is it gold and silver to preserve value?
No, it is copper.
The output of copper is higher than that of gold and silver, and it is as "firm" as gold and silver. Without social unrest, the value of copper coins is guaranteed. Therefore, in the "small treasury" of the ancients, the biggest deposit was copper coins. The cellar we mentioned earlier is the best place to store copper coins. In modern archaeological discoveries, some unearthed copper coins are even calculated by "tons", which shows the ancients' love for copper coins.
/kloc-in the winter of 0/967, workers found a cellar where copper coins were buried at the construction site of Xisishi River embankment in Huangshi City, Hubei Province. After simple weighing, the copper coins unearthed in this cellar weigh more than 1 10 tons! In addition to copper coins, archaeologists also found a certain number of iron coins in the money cellar. At the end of last century, Chinese archaeologists excavated 50 tons of iron money in Cangzhou, Hebei Province.
In July 2006, another 30 tons of iron coins were unearthed at a construction site in Dongying City, Shandong Province. Of all the ancient dynasties, only the Song Dynasty had a large amount of iron money in circulation, which was also an antique of the Song Dynasty. What kind of rich man can hoard so many coins? Even now, the owners of these copper coins are enough to rank among billionaires.
Of course, with the emergence of banks, banks and banks, more and more people choose to put money in them. Compared with private storage, it is obviously safer to deposit money in financial institutions with a higher safety factor. However, despite this, many people still feel that it is not safe to change money into ticket stubs. Today, there are still some people who like to store their property like the ancients.
Compared with the ancient way of hiding money, the modern way of hiding money is aided by science and technology. There are all kinds of safes on the market, which can meet the storage needs of most people. Generally speaking, China people's "saving history" has a long history, and many modern people's saving methods are still borrowed from the ancients.