According to the latest statistics, Alipay has 900 million active users in China, which undoubtedly continues to occupy the leading position in the mobile payment market in China. What's more worth mentioning is that among these 900 million users, many young people are used to using Alipay's flower garden function, which makes their consumption more free.
Flower Garden is one of the most commonly used and favorite payment functions. Especially in recent years, Alipay has been listening to users' voices and launched many welfare activities, including free adjustment of repayment date and interest-free installment. Some of these users are so busy that they forget to pay back the flowers, which leads to the decline of their sesame credit score and even the bad credit records such as overdue, which affects personal credit information.
On March 13, Alipay officially announced the comprehensive upgrade of Sesame Credit. The upgrade * * * contains four contents, and the scoring time is up to you, which makes the visual inspection clearer, the credit score is interpreted, and the overdue records can be repaired. Users only need to open Sesame Credit and click Upgrade Confirmation. After April 6th, they can experience the newly upgraded Alipay Sesame Credit.
Obviously, the biggest surprise for users of this upgrade is that overdue records can be repaired. Because Sesame Credit is the most important consumer behavior evaluation of Alipay, and it is also linked to personal credit information, once it is overdue in the past, it is easy to defile your credit record, and the upgraded overdue can repair and solve this problem perfectly.
Of course, the overdue repairable function is conditional. Although Alipay is not clear at present, from the function introduction, only overdue records caused by some special reasons can be repaired, such as forgetting to repay, being unable to repay something and so on.
If it is deliberately overdue or overdue, it will not be repaired, but will actively reduce your credit score.
Therefore, don't risk your credit history. After all, when you start spending, you should plan how to make a reasonable and good repayment in the future. For the new upgrade of Alipay Sesame Credit, netizens are naturally full of praise, saying that they don't have to worry anymore.