If a person reaches the age of 3 and still has only wage income, then his career planning is a failure. I can't agree with this sentence more.
Your dead salary can only satisfy your daily food and clothing, but it can't lead you to wealth and freedom. What should we do?
as the saying goes, if the salary is not enough, open source will make up for it.
open source is the quickest way to make money.
there are n modes:
1. certificate attachment
continuous learning and obtaining professional qualification certificates can not only improve yourself, but also get a long-term meal ticket for life.
For example, I have a friend around me. When he was young, he obtained the first-class construction engineer certificate and the national registered supervision engineer certificate. Based on this certificate, he joined a supervision company and earned 6, yuan a year. When it's really once and for all, drought and flood guarantee the harvest.
isn't it great? It is simply a long-term meal ticket! Envy, jealousy and hate!
If you have the qualification certificate as a psychological counselor, you can stick to this line and charge by the hour, which sounds very profitable.
the premise is that you have to invest in the early stage.
Second, realizing your special skills
This is an era in which knowledge is realized and skills are king, provided that you have a special skill.
1. writing
threshold investment, you can realize knowledge realization. This is due to the Internet * * * enjoying the economic era. Some girls are good at writing chicken soup and writing big coffee, and their annual income is more than that of the CEO of listed companies.
I have always liked reading and writing, and I have kept the habit of reading, extracting and taking notes for many years. I started writing at the beginning of last year, wrote more than 1 thousand words, gained nearly 3 likes, and received nearly 1 yuan. Later, I received invitations from several platforms to settle in, and now I am the signing author of three platforms. Therefore, I only earn 2k+ every month by writing at home.
2. Calligraphy
Because my handwriting is good and I know a little about calligraphy, I signed my name and was invited by the person in charge of the training institution to teach calligraphy when I enrolled my children in the interest class.
Nowadays, the score of handwriting is getting heavier and heavier in students' exams, and parents also realize the importance of good handwriting. Therefore, calligraphy class has great potential in the future.
it can be seen that it is really necessary to have a skill, and it is possible to realize it in minutes.
3. Baking
If you are good at baking, you can make all kinds of cakes, biscuits and jam at home and open a micro-shop online for sale. Nowadays, people attach great importance to the safety of food, and pure hand-made without adding is very popular.
I saw a mother in Weibo, who took her baby to cook food full-time and part-time every day, and then posed with pictures and texts. She made a living and made love, and she was very enviable.
4. Make-up
If you like make-up and learn through relevant training, you can follow the bride's make-up, make-up and dish-up on your wedding day, and your income will definitely surpass that of office workers.
5. Cooking
If you are good at cooking, you can make an appointment to cook a private kitchen. This personal tailor is also a hot topic today. That's how the gourmet V Xiaoyi got started. The time is free and flexible, and the income is no less than that of the chefs in star-rated hotels.
6. English tutoring
If you are proficient in English, you can give English tutoring to primary and secondary school students at the expense of your break time, which is expensive by the hour.
7. Photography
If you like photography and have a certain level of photography, you can sell your creativity and technology and set up a personal photography studio.
I know a friend who works as a teller in a bank and takes photos in his spare time. Such an income is to ensure stability, and an income is freedom and hobbies. Envy!
III. Investing in real estate and shops
In the first half of the year, the highest return on investment was 28.3%, just because I did it!
in July last year, I bought a second suite (finely decorated) in a third-tier city, in order to preserve and appreciate the value. Fortunately, about half a year later, the appreciation per square meter was nearly 2 K. It is expected that the project will be completed next year, and then the furniture can be rented out simply by purchasing it. Future rental income is 2k per month. The wish of the chartered woman will come true soon.
because our first suite is the full amount, these two suites can also be calculated according to the first suite and use provident fund loans. Plus the balance of our husband and wife's monthly account provident fund, the actual monthly repayment is less than 1k.
The most gratifying thing is that the house price at the time of purchase plus the loan interest for 15 years, and the appreciation of 16, in the past six months, the income is about 28.3%.
Sure enough, it's early to buy a house and early to manage money.
if conditions permit, buy a store for rent. Especially in the face of the instability of various financial trends, I am very optimistic about the shops in the city center. The rental fee is increased by 8% every year, and the passive income is appropriate.
of course, this item needs a foundation and a threshold.
iv. financial investment
in 212, I tried my best and bought the first bond fund, and the income was good. I tasted the sweetness of investment and financial management, so I embarked on the road of investment and financial management. Later, I bought stock funds, hybrid funds and index funds one after another, and I never stopped on this road.
for better investment, at the same time, I actively study theoretical knowledge, constantly optimize the investment ratio and improve the investment allocation in time. Recently, p2p investment has been increased in the whole portfolio.
with the continuous increase of principal, I have formed a reservoir investment allocation with monthly fixed investment as the mainstay, low-risk monetary funds, medium-risk bond funds, high-risk stock funds and p2p as the supplement.
adhere to long-term holding and diversified allocation to maximize risk dispersion. At present, the overall rate of return is stable at around 1%. In this way, my monthly income from investment and wealth management is nearly 2,.
don't be too eager for quick success at the beginning of open source, just think of it as another possibility of opening up your life, making your life interesting and enriching, and adding spices. Think of him as an opportunity for you to accumulate experience and contacts, so that your spiritual gain will be greater than your material gain. When quantitative change leads to qualitative change, your income and opportunities are natural.