Rural credit cooperatives are cooperative financial institutions composed of members' shares, which implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets, enjoy civil rights and bear civil liabilities according to law.
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The main types of banks in Chinese mainland are:
1. Central Bank: China People's Bank.
2. Policy banks: China Development Bank, Agricultural Development Bank of The Export-Import Bank of China and China.
3. Large state-owned commercial banks: China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications.
4. National joint-stock commercial banks: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, China Guangfa Bank, Industrial Bank, Ping An Bank, hengfeng bank, Zheshang Bank and Bohai Bank.
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