1. Automatic savings: You can set up an automatic savings plan and automatically transfer a certain amount of money to a savings account every month, which will not only avoid forgetting to save money, but also make saving easier.
2. Avoid unnecessary expenses: such as snacks, coffee, drinks, cigarettes and other unnecessary expenses can be avoided or reduced as much as possible, and money can be saved.
3. Reject the consumption trap: For example, in the promotion discount of the supermarket, you can't blindly follow the trend and only buy the goods you really need to avoid being tempted by the consumption trap.
4. Energy conservation: Saving energy such as electricity and water in daily life can not only contribute to environmental protection, but also save a lot of family expenses.
Young people should choose to live frugally or enjoy the present according to their own economic situation and living habits. If economic conditions permit, young people can enjoy life properly, but at the same time, they should pay attention to saving and lay a positive foundation for the future. If the economic conditions are tight, young people can save by cutting back on food and clothing and reducing unnecessary expenses, but don't save too much, which will affect their health and quality of life.
In short, young people should keep a good balance between saving and enjoying the present, have their own plans and goals and have a positive attitude.
There are several other ways for young people:
1. Compare prices before you buy something. Nowadays, online shopping is very developed, and the prices of different platforms vary greatly. You can save a lot of money by comparison.
2. The ratio of eating out and eating at home is appropriate. Eating out is convenient, but the price is high. A reasonable diet can save money.
3. Establish an automatic investment plan. You can choose a certain amount of automatic investment in stocks and funds to achieve painless savings through long-term fixed investment.
4. Save energy and reduce costs. For example, turning off unused appliances and adjusting the room temperature reasonably can save a lot of these small details in a year.
Regarding whether young people should tighten their belts or enjoy the present, my suggestion is to take care of both:
First, the thrifty part. Young people's income and financial foundation are still unstable, so it is always right to save moderately. For example, control daily expenses and eat less food outside.
Second, we should also enjoy it moderately. Young people are energetic and energetic, and it is also important to experience life moderately. You shouldn't be too stingy. After all, you are only young once.
Third, find a balance point. The combination of the two emphasizes balance of payments and moderation. Neither too extravagant nor too frugal. This is the most ideal state.
To sum up, young people should not only consider the future, but also moderately enjoy the present. It is a good choice to save money and enjoy it with both hands. Finding the rhythm of life and the balance between income and expenditure is the secret of getting rich painlessly.