Operating environment: OPPO A8 China merchants bank 9.9.0.
1. The font of China Merchants Bank is "Xian Baozi", which was inscribed by Mr. Qin Sheng, then the chairman of Guangdong Calligraphers Association and 87 years old. 1987. Mr. Qin _ Sheng (1900 ~ 1990) is good at both writing and writing numbers, especially studying famous monuments in the Eastern Jin Dynasty, and once wrote Ten Unique Books, which is particularly valuable. Therefore, anyone who knows a little about calligraphy will find that the word "China Merchants Bank" and "Xianbaozi Monument" are similar to forcing Xiao. The word "China Merchants Bank" written by Qin Shengsheng has won the charm of "Xianbaozi Monument", but it is stronger and more energetic than it. The four words are childish and simple, strong in proper limit, noble in temperament and full of personality, which makes people unforgettable. The logo of China Merchants Bank was designed by Shenzhen Han Jiaying Design Co., Ltd.
On the evening of 2.2021March 19, China merchants bank released its 2020 annual report. During the reporting period, the whole bank (group caliber) realized operating income of 290.482 billion yuan, up by 7.70% year-on-year; The net profit attributable to shareholders of the bank was 97.342 billion yuan, a year-on-year increase of 4.82%; The net interest income was 65,438+0,850.31billion yuan, up 6.90% year-on-year; Net non-interest income 1054.5 1 billion yuan, up 9.15% year-on-year; The average return on total assets (ROAA) attributable to shareholders of the Bank and the average return on equity (ROAE) attributable to ordinary shareholders of the Bank were 65,438+0.23% and 65,438+05.73%, respectively, down by 0.08 and 65,438+0.65,438+065,438+0 percentage points. Indicators reflecting profitability have narrowed compared with the previous year. The report shows that in 2020, the average rate of return on interest-bearing assets will be 4. 13%, down 25 basis points year-on-year; The average cost ratio of interest-bearing liabilities was 65,438+0.73%, down 65,438+07 basis points year-on-year; The net interest margin was 2.40%, and the net interest yield was 2.49%, which decreased by 8 and 10 basis points respectively. By the end of the reporting period, the total assets of China Merchants Bank were 83,665.438+44.8 million yuan, an increase of 65,438+02.73% over the end of the previous year; The total amount of loans and advances was 50,296,543.8+0.28 billion yuan, an increase of 65,438+0.1.99% compared with the end of last year; Total liabilities amounted to 7,636,543.8+094 billion yuan, an increase of 65,438+02.23% compared with the end of last year; The total customer deposits amounted to 5,628.336 billion yuan, an increase of 65,438+06,5438+08% over the end of last year. In terms of asset quality, as of the end of the reporting period, the total non-performing loans of China Merchants Bank was 536/kloc-0.50 billion yuan, an increase of/kloc-0.34 billion yuan over the end of the previous year; The NPL ratio was 65,438+0.07%, down by 0.09 percentage point from the end of last year; The provision coverage ratio was 437.68%, up 10.90 percentage point from the end of last year; The loan provision ratio was 4.67%, down 0.30 percentage points from the end of last year.