Some community banks are considered as a formal risk management process, including those managers who realize that this is what they should do.
"As we continue to develop, we will eat and kick it," said Glenn L. Wilson, president and CEO of the national bank city of Guangxi. "We rely on what people stay here and stare at for a long time." "
Managers of community banks may try to say that they don't have the same needs for occupational risk management, especially for operational risk management and big banks, because they can't participate in such complicated transactions. But even if community banks are ashamed of abnormal structure transactions, criminals are becoming more and more complicated. Mr. Wilson said that listing inspection fraud, ATM fraud and credit card fraud are all worrying about the bank's face.
In addition, Hartigan said, bankers "must also be aware of a force around finance and banking."
For example, he said, community banks have the same understanding as trying to curb identity theft, because large banks. In addition, they must realize that the risks brought by electronic transactions did not exist a few years ago, because customers often hardly know what they are doing.
Hardigan said: "Few rural areas are immune from fraud and fraud, which has contributed to the development of the Internet and electronic capabilities." .
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