When the rain comes and the wind blows, it describes the family being poor and the house dilapidated.
Source: Tang Dynasty Han Yu's "Stele Facing the Sea Temple": "It rains and the wind blows, and there is no cover."
Leaking above and getting wet below: Interpretation: Above: refers to the roof ;Down: refers to the ground. Describes a house that is dilapidated and cannot be protected from wind and rain.
Source: "Zhuangzi·Rang Wang": "The top is leaking and the bottom is wet, sitting on the back and stringing it."
Not shielded from wind and rain: shelter: cover. It cannot protect you from wind and rain. Describes a dilapidated house.
There are also: thatched huts with earthen steps, poor houses with leaky houses, huts with rafters, and bald grasses