Credit cards can apply for suspension of payment and installment repayment. Usually, you can only apply if your credit card is overdue. Not as soon as the cardholder applies, the bank agrees to handle it. The applicant should sincerely explain the actual situation of the individual, indicating that the arrears are not intentionally overdue and are unable to repay. The bank will handle it for the user after the investigation is true.
If the credit card fails to reach the repayment date, the cardholder cannot apply for stopping interest payment, extending the repayment period or repaying the arrears by installments.
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