My wish
During the Spring Festival every year, students will surely receive many lucky money from their elders such as grandpa, grandma, grandpa, grandma...etc. We have many classmates who don’t know what to do when faced with so much New Year’s money: some students use the New Year’s money to buy this and that, and have developed the bad habit of spending money lavishly since childhood; some students keep the New Year’s money with themselves and do not care about it. Carefully lost it, which brought a burden to the family; some students simply deposited the New Year's money in the bank, but it was inconvenient when they needed to use it...
In fact, I have long had a wish in my heart, that is, we should open a "New Year's Money Bank" in the school to store all the New Year's money from the students. In this way, on the one hand, students who usually spend money lavishly can be controlled, which can help them get rid of the bad habit of spending money randomly, and at the same time, it can be convenient for students who need money; on the other hand, the school can store the money in the bank and can also obtain it. A considerable amount of interest. We can use the interest to help students who have dropped out of school because they have no money to study. If the students have as much money as they can, they can deposit it into the school's "New Year's Money Bank". The school will then uniformly deposit the students' New Year's Money into the bank. When they graduate, the principal will be returned to everyone and the interest will be donated. If we give it to students whose families have financial difficulties or people in disaster areas, haven't we done a very meaningful thing?
To be honest, we have collected New Year's money for more than ten years since childhood, which is at least several thousand yuan. If the average person deposits 300 yuan in the bank every year, every sixth grader will receive 300 yuan in the bank. Each student can deposit a total of 1,800 yuan. Our school is not large, with only 17 classes. There are two classes each for first and second grade, three classes each for third, fourth and fifth grade. There are four classes for sixth grade. Each class has 45 students. In terms of calculation, students in 17 classes deposit their New Year's money in the bank for one year, and the annual interest rate is calculated at 2.25% (the People's Bank of China interest rate). Then: the total interest for the entire school for one year is:
(300×2.25℅×1 ) × (45 × 17) = 5163.75 (yuan)
If the number of classes and the number of students in the school do not change every year, then our school will have a fixed interest income of 5163.75 yuan every year. There are several schools in our town. If each school established a small bank, their interest income would definitely exceed that of our school. If every student insists on depositing his New Year's money in the "New Year's money bank", in five or six years, the school's annual interest income will be many times higher. With this money, on the one hand, we can help children who are out of school because of lack of money. On the other hand, when there is a natural disaster in the country, we can use this money to support children in disaster areas, so that they can have a good study like us. environment (such as last year’s snow disaster and the Sichuan earthquake).
For our country to be more prosperous and for the harmonious development of society. Classmates, let us act quickly, take out your lucky money, deposit it in the school's "New Year's Money Bank", and dedicate our love! The above is a small wish of mine. I hope it will be realized one day and make my own contribution to building a harmonious society.