On June 2, Qihe County Housing and Construction Bureau replied to the reporter of National Business Daily through Dezhou 12345 government service convenience hotline: "There is no such policy, and this policy has never been introduced."
However, local brokers in Qihe County still communicated through the intermediary platform that the current down payment 1% can still be implemented and the policy will continue until the end of the year.
Execute? Don't execute?
There are several screenshots in the "Several Measures for Promoting the Stable and Healthy Development of the Real Estate Industry in Qihe County" circulating on the Internet, which indicate "Encourage banks to reduce the down payment ratio. The first suite and the second suite will be reduced by 10% on the basis of the original down payment of 20% and 30%. It is stipulated that the maximum amount of housing provident fund loans will increase by 654.38 million yuan on the existing basis; The down payment ratio of provident fund housing loans is reduced by 10 percentage point on the existing basis. "
On June 2nd, Yan Yuejin, research director of think tank center of Yiju Research Institute, told the reporter of National Business Daily through WeChat: "At present, the down payment ratio of domestic mainstream cities has entered the range of 20%, and Qihe, Texas is the first one to eat crabs, and started the down payment system of 1%. 1% down payment system is for the first suite, which is based on the original 20%. For the sake of market pressure and ensuring the housing demand just needed, the overall goal is to lower the threshold for buyers to enter the market. For buyers, the down payment policy of 1% is very attractive, and market transactions are really easy to boost. "
A number of real estate agents in Qihe County told reporters through the intermediary platform: "At present, the down payment policy of the first suite 1% can be implemented, and the policy will be implemented until the end of the year."
However, Qihe county officials denied the existence of this policy. On June 2, Qihe County Housing and Construction Bureau replied to the reporter of National Business Daily through Dezhou 12345 government service convenience hotline: "It has been confirmed many times that there is no such policy and it has never been introduced."
The market's desire for policy has increased.
Official website shows that Qihe County People's Government, located at the southernmost tip of Dezhou City, Shandong Province, faces Jinan, the provincial capital, across the Yellow River, with a total area of141square kilometer and a population of 700,000. It is the nearest satellite city around Jinan. In recent years, it is committed to launching the city brand of "Qihe River is windward and water is flowing". According to the economic operation data in April 2022, there were 63 real estate projects in Qihe County, and the growth rate of fixed assets investment from June 5438 to April was 15.6%. The official said that "investment has maintained rapid growth".
Judging from the national housing price network, the housing price in Qihe County has been stable recently, and the price of new houses has been maintained at a unit price of about 7500 yuan/square meter since May 20021year, and it has been maintained until May 2022. Second-hand housing prices are similar, maintaining at around 7500 yuan/square meter, with little fluctuation.
Source: National Housing Price Network.
In terms of land transfer, according to Wind's statistics, the transaction area of residential land in Qihe County in 200210.25 million square meters, up from 47.84 square meters in 20201/4.26%; The transaction floor price is 1, 684.83 yuan/m2, which is 1, 654.32 yuan/m2 higher than that in 2020/.8%.
Source: wind
On the whole, according to the statistical bulletin of national economic and social development of Dezhou City in 20021,the investment in real estate development in Dezhou City was 32.959 billion yuan, down 65.438+09.8% over the previous year. The residential sales area was 68610.7 million square meters, an increase of 5.5%; Residential sales reached 4,765,438+68 million yuan, an increase of 6.2%.
Recently, many regions have put forward the down payment policy. On May 3 1 day, Shaoyang proposed that the minimum down payment ratio for the first suite should be 20% and that for the second suite should be 30%. On May 23, Taiyuan encouraged banking financial institutions to implement the down payment ratio of housing mortgage loans at 20%; After May of 1 year, Luoyang loan purchased the first set of ordinary self-occupied families, and the minimum down payment ratio of the loan was 20%.
Although some projects in Zhengzhou recently reported a 20% down payment for testing water, relevant media reported that it had been stopped. Whether there is "Rashomon" in Qihe County 1% down payment policy, as a market comment said: "At least it shows the recent mentality of the market and the growing desire to relax the policy."