Hello, my father is 48 years old this year. He wants to buy a life insurance in Jin Rui, which mainly covers 35 diseases, but he needs to pay more than 9,000 yuan a year, for a total of 10 years. Is i

Hello, my father is 48 years old this year. He wants to buy a life insurance in Jin Rui, which mainly covers 35 diseases, but he needs to pay more than 9,000 yuan a year, for a total of 10 years. Is it reasonable? Customer information: 48-year-old male, 10 copies, 10 annual payment, annual premium (9230 yuan), insured amount of 654.38+10,000 yuan, insured amount is dividends.

1, Lifelong Security, Smart Planning, Risk Resistance and Family Protection

Reasonably plan social security, effectively avoid life risks, provide reliable protection for a happy and healthy life for yourself and your family, and resist unexpected risks.

2. Enjoy compound interest with the insured amount to ensure value-added growth.

The level of protection will increase with the annual dividend distribution, and the amount of insurance will increase with compound interest, so as to avoid physical examination and truly realize the dynamic planning of life risk protection. In addition to the annual bonus, there are special year-end bonuses to ensure more. The premium does not increase, but the protection is increasing.

3. Serious illness guarantees worry-free, and lifelong care highlights care.

You can join Jin Rui Life Insurance critical illness insurance to form a more comprehensive protection plan. Provide protection for up to 35 major diseases. If a serious illness happens unfortunately, pay compensation after diagnosis, ensure timely treatment, reduce family economic and mental stress, and help customers stay away from serious illness for life.

4. Annuities are converted into old ones, and pensions are worry-free and more reliable.

According to the insured's personal retirement pension plan, the total amount corresponding to the reduction or surrender of insurance can be converted into annual pension annuity at any time after insurance (according to the converted annuity insurance contract provided by the company at that time), and the collection period can be selected, which can effectively supplement the pension account and provide strong economic guarantee for the colorful retirement life of customers. In addition to the insured, the beneficiary can also convert the insurance money into an annuity.

Financing is really convenient, and true love will accompany you all your life.

During the validity period of the contract, if liquidity is urgently needed, the pressure on funds can be alleviated through the policy pledge loan or insurance reduction function, which is helpful to the life and career of the insured; You can also alleviate the liquidity pressure faced by the insured by reducing the amount of payment and automatically paying premiums, and show true love everywhere.