Brother Bao talks about insurance and focuses on insurance evaluation! I have made a table before, comparing the products of major insurance companies, including the insurance products of Fortune Life and the products of other companies. If you have time, you can take a closer look. I believe you can have some ideas about critical illness insurance. For a general understanding, click here to take stock of the popular critical illness insurance that is “worth buying” from the top ten insurance companies!
If you need to give a speech on the topic of Fude Life Insurance, but you don’t know much about the insurance company Fude Life Life, you can first take a look at the information I compiled about this company.
Fude Life Insurance was established under the supervision of the China Banking and Insurance Regulatory Commission. It is a formally operated insurance company and a nationally recognized insurance company. His qualifications are also very old, close to 20 years. From the perspective of reputation, credibility, service, strength and other dimensions, they are completely trustworthy. It involves health insurance, such as life insurance, accident insurance, critical illness insurance, etc.
How about Fude Life Insurance Company?
So, what about Fude Life Insurance? Can the product be purchased? From an objective point of view, Fulde Life's products have advantages and disadvantages. Let’s take the critical illness insurance product that has been discussed a lot recently: Beixiang Health and let’s talk about the specific protection content as shown in the picture:
Of course, if you want to see more detailed content, you can click
The picture we see is the advantage of this product:
1. The common protection for moderate to mild cases is relatively comprehensive: while the maximum compensation for moderate cases can reach an obvious two times. 60% of the basic insured amount is paid each time. Five times is the number of claims for minor illnesses, and 30% of the basic insured amount will be paid each time.
2. There is a minor care benefit: if a serious illness occurs before the age of 18, an additional 50% of the insured amount can be compensated. If the corresponding conditions are met and the sequelae of stroke, malignant tumors, and acute myocardial infarction meet the requirements, multiple compensations can also be obtained.
Just like there is no perfect thing in the world, there are some aspects of enjoying health that need to be denied:
1. Not very cost-effective: An insurance of more than 10,000 yuan can be more perfect. Due to the design of this product including death and multiple critical illness benefits, five critical illness benefits are too many, which increases our financial burden.
2. The interval is too long: The above three critical illnesses, including acute myocardial infarction, require an interval of 5 years to receive the second and third compensation. However, it is a mainstream product on the market. The general interval is 3 years.
There is a lot more content about Fude Life Insurance Company. If you have any questions, you can click below to continue watching~