“Fumin Loan” is a mortgage-free, guarantee-free online microfinance product for farmers jointly launched by the National Rural Revitalization Administration and the Agricultural Bank of China. Targeting the rural household groups in key counties supported by the national rural revitalization, bank-government cooperation is adopted to establish a risk compensation mechanism to accurately support the production and operation of farmers.
Early summer is a critical period for sweet potato planting. Ms. Fu from Fangyuan Village, Qiliping Town, An County planted the newly pruned "Hong'an" saplings in the ground with a happy smile on her face. "I'm worried that I don't have enough money to buy seedlings and fertilize. Fortunately, I have a 100,000 yuan 'money loan' from the Agricultural Bank of China, so I'm worried. This is the first "enriching the people loan" in Hubei.
To help the old revolutionary areas To make farmers rich, the Hubei Branch of the Agricultural Bank of China has designated Hong'an as a key support area for "Enriching People's Loans". The Hong'an County Branch has collaborated with the County Rural Revitalization Bureau to promote "Enriching People's Loans" throughout the county, consolidate poverty alleviation results, and serve bank staff with rural revitalization products. Visit villages and households to understand farmers' production and operation conditions and fund shortages, and use new survey tools such as mobile phones and pads to collect all loan information electronically.
It is understood that the survey can be completed within 10 minutes. , "Fu Nong Loan" can grant a maximum credit of 200,000 yuan, with a maximum period of 5 years. This product is highly versatile and supports farmers from all walks of life. As long as farmers have good credit, stable business operations, and legal usage, no matter whether they are planting or using it, All walks of life, including breeding, processing, and trading, can receive support from "Enriching Loans". Related Questions and Answers: How to apply for a small loan with a rural household registration?
Invited by Xie Wukong. >Bihara Shuguang, a creator in the field of agriculture, rural areas and farmers, will answer your questions:
The topic of "agricultural household registration" has been around for a long time, and is now collectively referred to as "resident household registration".
"Resident household registration". "As long as you have good credit, have necessary funds, and usually live locally or have a local permanent residence, you can go to local credit unions and commercial banks to apply for small loans.
The application of small loans is To apply for a loan, you must first apply for a loan from the bank you want to borrow, and fill out a small loan application form. The application form includes your home address, identity document information, loan purpose, loan amount, repayment period, overdue agreement, etc. Complete the information and conditions and submit it to the bank clerk for review. After the bank passes a series of standardized reviews such as credit review, personal loan information review, personal identity information review, and bad record review, the small loan will be issued immediately. It will not take long and it will be fast. I hope it helps!
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