For the centralized procurement of medical supplies and protective supplies, maintenance and renovation of isolation wards, etc., the capital demand of less than 50 million yuan is given to the municipal branch for approval, and the interest rate of emergency loans is about 4.2%.
China Industrial and Commercial Bank Jurong Branch
1. Support the financing needs of hospitals, medical research institutions and pharmaceutical and medical device production and circulation enterprises directly involved in epidemic prevention and control.
2, affected by the epidemic industry enterprises, not blind lending, loan pressure, loan pressure. For enterprises with good development prospects but temporarily trapped, financing arrangements should be made through extension, loan renewal and refinancing to ensure that financing business, especially those related to epidemic prevention and control, is accepted, approved and put into operation in time.
Agricultural Bank of China Jurong Branch
1. Customers who give key support to local epidemic prevention and control will independently determine the interest rate within the range of no more than one-year LPR- 100 BP.
2. For customers who are unable to conduct on-site investigation before lending or on-site inspection after lending due to the epidemic situation, the on-site investigation and inspection may be temporarily suspended.
3, clear the conditions for public hospitals to handle fixed assets loans.
4. For customers who fail to repay their due loans on time due to delayed resumption of work, in case of legal holidays and public holidays, the normal repayment date will be postponed, and the system will postpone the repayment date to the earliest resumption of work specified by the provincial government. The period will not be counted as overdue loans, no penalty interest and compound interest will be charged, and there is no defect in risk classification, rating and credit investigation.
Bank of China Jurong Branch
1. Due to the epidemic situation, it is difficult to repay due before returning to work, and deferred repayment is implemented.
2. For key epidemic prevention and control enterprise projects that require the authority of the vice president of tier-one branches, the interest rate approval process can be put into operation first. The minimum number of enterprises listed by the national head office is 1.65%.
3. In view of the fact that the total amount could not be completed on schedule during the epidemic period, the total amount was extended for three months.
4. Implement a green channel for epidemic prevention production enterprises, simplify the examination and approval process, handle examination and approval on a special basis, and lend money as quickly as possible.
China Construction Bank jurong city Branch
1. Open up a green credit channel, and approve loans for enterprises involved in the production of emergency materials within 5 working days at the earliest.
2. For the enterprise loan interest rate related to epidemic prevention, the bottom line policy implementation interest rate is one year, LPR minus 0.3 percentage point, implementation interest rate is three years, and LPR plus 0. 1 percentage point.
Bank of communications jurong branch
1. For small and micro enterprises that have temporary difficulties in operating due to the epidemic, the credit scheme will be adjusted according to the actual situation, and the normal operation of enterprises will be supported by means of extension, non-repayment of loans and credit restructuring.
2. A one-month grace period will be automatically granted to the personal business loans with interest repayment or installment repayment that have not expired in February 2020.
Jurong city Rural Commercial Bank
1. Extend the loan term appropriately for qualified stock customers.
2. Strictly implement the policy of "no lending, no stopping lending, no pressure on lending", and resolve risks by borrowing new ones and returning old ones, and extending the term. No classification adjustment will be made within 2 months after the extension, and the interest rate will not exceed the original loan interest rate.
3, simplify the loan procedures, according to the actual situation of the borrower to quickly handle the loan procedures, some procedures can be improved after the outbreak.
4. Arrange the customers affected by the epidemic in the near future one by one, take the initiative to contact the customers who are really affected by the epidemic and can't repay in time, and modify their bad records in time.
5. In order to ensure the small and micro enterprises to resume their work and production, the product of "Enterprise Resumption Loan" was launched, with a maximum amount of 6,543.8+million yuan, enjoying green approval channels and special interest rate concessions.
Bank of Jiangsu jurong branch
1. Provide a special emergency credit line of10 billion yuan, and focus on supporting key materials production enterprises for epidemic prevention and control in the province.
2. Open up green financing approval channels, and make real-time applications and real-time loans for online credit products and services. For offline credit products and services, we promise to actively connect with relevant enterprises within 1 working days after receiving the demand.
3. Support those who have difficulties in cash flow in normal production and operation affected by the epidemic, promise to ensure the production and supply of important agricultural products urgently needed by residents, grant a credit line of 5 billion yuan, give exclusive preferential interest rates on the basis of the current interest rate, open up a green financing approval channel, and promise to actively connect with the stable production entities of important agricultural products determined by various places within 1 working day after receiving the demand.
Postal savings bank jurong branch
1. Provide a green channel during the epidemic, and quickly complete the credit operation. Among them, all tier-one branches are authorized to examine and approve the epidemic prevention fund demand of enterprises in the list within one year.
2. The interest rate of anti-epidemic loans for enterprises in the list is not higher than one-year LPR- 100 basis point, and differential preferential interest rates are given to enterprises outside the list according to the actual situation, so as to effectively support the normal operation and development of anti-epidemic enterprises.
3. Do not blindly borrow money, pressure loans, break loans, and actively support business operations.
Minsheng bank jurong branch
1. Give preferential credit lines, original credit lines and credit interest rates to enterprises that have made outstanding contributions in fighting the epidemic.
2. For enterprises seriously affected by the epidemic, we will give phased support measures such as interest reduction and penalty interest, credit protection, phased adjustment of loan interest rates, adjustment of repayment methods, and loan extension.
3. Optimize and simplify the loan extension process. Mobile banking can transfer money by itself, and the principal will not be repaid when the loan is renewed.
4. For specific customers, launch special charity financing, and the interest rate is 0.25BP higher than that of ordinary funds.
Suzhou rural commercial bank jurong branch
1. Start the green channel during the epidemic, give priority to providing credit services to "first-line" industries and simplify the loan procedures.
2, involving enterprise emergency supplies and raw materials procurement of funds payment, liquidation and other business, after approval to give preferential fee reduction. By transferring loan funds, the most favorable low-interest loans will be tilted to epidemic prevention and control enterprises.
3, the enterprises affected by the epidemic, insist on not lending, lending, lending. According to the actual situation, extend the repayment period, reduce overdue interest, and ensure the normal capital turnover of enterprises.
Jurong Sunan rural bank
1. Start the green channel for loan approval, arrange a special credit line of 30 million yuan for industries involved in epidemic prevention and control, complete it within two working days, and timely approve it if it meets the requirements.
2, one enterprise, one policy, to carry out special financial services for epidemic prevention and control enterprises, and adopt various schemes to expand the scope of guarantee.
3, the implementation of preferential interest rate policy, to participate in epidemic prevention and control of enterprises to give preferential interest rates, do not charge any other fees, reduce financing costs.
4, for enterprises temporarily trapped in the epidemic, not blindly lending, pressure, pressure loans, eligible can use lending funds for revolving loans or extension or renewal of loans.
China citic bank jurong branch
1. For enterprises trapped in the epidemic, the original loan interest rate will be lowered by more than 10%, and the financing cost of small and micro enterprises in 2020 will not be higher than the same period of 20 19.
2. Through online and big data, provide green, efficient, convenient and differentiated "no-meeting" financial services for small and micro enterprises involved in the epidemic, free of related fees. 3. During the epidemic, open the Pratt & Whitney green approval channel and arrange special personnel to timely review and approve; Simplify the process in the process of using letters, implement special affairs, and effectively improve the efficiency of business handling.
Shanghai Pudong development bank jurong branch
1. Promote the "non-repayment of principal" business of small and micro enterprises, and the loans of small and micro enterprises can be extended without repayment of principal.
2. The policy of giving borrowers affected by the epidemic a grace period for repayment. For eligible borrowers, after submitting their application requirements and obtaining approval, they will be given a grace period for repayment within the specified period after the actual repayment date, during which no penalty interest will be charged and no emergency measures will be reported.
3. Give preferential settlement fees to customers affected by the epidemic.
Industrial Bank Jurong Branch
1. Extend, extend or renew the loan for small and medium-sized enterprises within the annual authorization, and the longest extension period shall not exceed six months.
2. Within the annual authorization, the overdue interest and penalty interest of small and micro enterprises shall be reduced or exempted.
3. Within the annual authorization authority, support related enterprises to overcome epidemic disasters by appropriately reducing loan interest rates, increasing credit loans and medium and long-term loans.
Zijin Nong store jurong branch
For enterprises in the fields of health and epidemic prevention, pharmaceutical product manufacturing and purchasing, public health infrastructure construction, scientific research, pharmaceutical circulation, etc., "special loans for epidemic prevention" will be launched; Develop small and medium-sized scientific and technological enterprises such as vaccines, reagents and epidemic monitoring; Key enterprises that produce, transport and sell medical protective clothing, medical masks, medical goggles, novel coronavirus test kits, negative-pressure ambulances, disinfectors, 84 disinfectant, infrared thermometers and related drugs used to deal with the epidemic situation shall be examined and approved according to the maximum quota stipulated by the Head Office. 80% of the orders for epidemic prevention-related services are approved by the credit line, and the maximum credit support for major projects can be 65,438+000%. The guarantee method is mainly credit. At the same time, the loan price is implemented according to the lowest price of the relevant loan, and the letter can be used in the order related to epidemic prevention.
China everbright bank jurong branch
1, open up a green channel during the epidemic, handle special matters, quickly approve and put into use.
2. China Everbright Bank arranged a special incremental credit scale of 654.38 billion yuan nationwide.
3. Give the best interest rate to the epidemic prevention and control loans that meet the supporting conditions. The loan interest rate can be a one-year LPR basic interest rate or a preferential interest rate lower than the basic interest rate.
4. Donate or remit money to the special account for epidemic prevention in Hubei epidemic area or other parts of the country through various business channels of China Everbright Bank, and exempt the inter-bank transfer fee, electronic remittance fee, postage, telegram fee and other related fees, so as to fully guarantee the smooth flow of financial services.
Huaxia bank jurong branch
1. Two products, "Medium-term working capital loan" and "non-repayment loan", were released on Jiangsu comprehensive financial service platform "Green channel for financing small and micro enterprises affected by epidemic situation". Enterprises that meet the green channel in Jurong area can apply online, and banks can open up green channels.
2. Applicable to medical personnel, military officers and soldiers, government officials, etc. Who participated in the epidemic rescue, the repayment period was reasonably delayed, personal loan interest rate concessions were added, and a green credit channel was opened.
Changshu rural commercial bank jurong branch
1. Open up expansion channels for existing credit. Extend the revolving credit line of corporate credit customers due before the end of April for 3 months; For the one-time credit line that expires before the end of April, if it is determined that it needs to be extended, the simple declaration mode will be adopted during this period, and the materials will be submitted according to the original credit requirements after the enterprise resumes work.
2. For enterprises actively donating money and materials to support the construction of epidemic areas in this epidemic, the annual interest rate of loans during the epidemic prevention and control period is 50BP. For tourism enterprises, logistics enterprises, hotel catering enterprises and foreign trade enterprises seriously affected by this epidemic, the annual interest rate of new loans is 50BP.
3. Open up a green channel during the epidemic prevention and control. For the credit approval projects involving the epidemic, the time limit will be reported and approved, and the credit will be in place on the same day.
China life jurong branch
1. Individuals and enterprises are waiting for renewal of insurance, and the epidemic period can be extended to February 20th.
2. Cancel the restrictions on designated hospitals, waiting periods, medicines and treatment items, and deductible lines.
China PICC property insurance jurong branch
1. Give jurong city People's Hospital medical liability insurance for medical staff who go to Wuhan, and add medical staff injury liability insurance.
2. Customers infected with novel coronavirus during the epidemic period can pay in advance after diagnosis, and relevant claims materials can be reduced or exempted, giving priority to treatment.
Jiangsu dannong jurong branch
1. In case of epidemic situation, the insured customers of ABC and BOC can be postponed until the end of March, and the insured customers of provincial association can be postponed until the end of June. Under the condition that the amount and the original counter-guarantee remain unchanged, Jurong Branch will examine and approve the loan by itself.
2. Give full play to the role of new agricultural business entities in ensuring the supply of daily necessities such as vegetables, meat, eggs, milk and grain, open up a green channel for examination and approval, and provide financing guarantee for the entities that guarantee the supply of important agricultural products. The annualized guarantee fee shall not exceed 1%, and at the same time actively strive for the subsidy policy of local finance. The guarantee fee shall be fully subsidized in the form of first receiving and then making up.
Jurong city small-and-medium-sized enterprises loan service company
For key enterprises in epidemic prevention and control and small and medium-sized enterprises that are greatly affected by the epidemic, the daily interest rate of borrowing demand within100000 yuan shall be controlled within 0.3‰.